Focusing on ways to rectify and fix your credit, we have brought together credit card reviews for you again. The Applied Bank Secured Credit Card, Assent Platinum Credit Card and the First Progress Platinum MasterCard Credit Card are among the most preferred financial instruments in the market today. The following section sheds a bit of light on these credit cards and their various features. Go through these pointers and opinions and you should be able to find a credit card for bad credit / poor credit that suits your needs perfectly.
Applied Bank Secured Credit Card Reviews
Fixed Annual Percentage Rate
The APR of this credit card is fixed. It is one of the most highly preferred secured credit cards where the card holder has to pay a fixed interest rate. This means that it is not going to increase just suddenly out of nowhere.
Accepted Everywhere
It has global acceptance and can be used absolutely anywhere in the world where Visa is accepted. Your purchases will never stop. But this does not mean that you go overboard while using this financial instrument.
On The Go Mobile Access
Online and mobile banking will get simplified for you. You can also pay your credit card bill through the dedicated Applied Bank mobile app from absolutely anywhere.
Smart Chip Technology Of The Future
These credit cards come with a smart chip installed within and it provides you with enhanced security and protection.
Now Talking About The Assent Platinum Credit Card Reviews
If you have poor credit or no credit history at all this credit card is for you. The 0% interest rate on this credit card is a very attractive feature that is going to impress a lot of people that have no credit in their name.
Excellent Everyday Annual Percentage Rate
0% Is A Done Deal For You
Yes, this is a very appealing factor that many credit card holders are going to look for. Anybody can enjoy this benefit for the first six months and even after that, the average interest rate of this credit card is very low as compared to alternatives present in the market.
Why Is Assent Platinum Credit Card So Highly Preferred When It Comes To Building Credit?
The biggest reason this credit card is being preferred by a lot of people when it comes to building credit is that it comes with a refundable security deposit and you can access your bank account 24/7 through the online banking feature that you get with this credit card. In addition to this, there is also a zero fraud liability where the credit card holder has to pay nothing if the card is subject to unauthorized use or theft.
What Do You Have To Say About The First Progress Platinum MasterCard?
This credit card has a regular purchase APR which is going to differ according to the variety of credit card you have applied for. There is a Platinum Prestige, a Platinum Select and a Platinum Elite category of credit card available and all of these are going to have different annual fee and variable purchase APR.
There is absolutely no requirement of any minimum credit score that you have to fulfill in order to apply for this credit card. The application process is reasonably easy and you have to deposit a refundable security amount of $200 minimum. This amount goes up till $2,000 and you can get your credit line increased after going through a small assessment of your credit transactions.
Again, it all boils down to your purchase habits and your budget. Your financial situation is going to dictate your choice of credit card for poor / bad credit.